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Thank you for the replies. I will be writing the next lease and will add in the clauses as suggested. I will also ask for a copy of the current policy so I can keep my records up to date. I could not make any calls today but will call the insurer tomorrow to check that it is okay for her to run...

It was actually the insurer who told my parents that a separate policy was required for anybody injuring themselves on the premises in the course of visiting the "business". I will follow this up because probably the insurer has changed and I want to ensure that we are covered. Possibly...

I don't think I'd like to risk having to rely on the "goodwill" of my insurance company in such a scenario :rolleyes:. I reckon they would wipe me like a dirty rag. Insurance companies are not known for being so generous. We do have public liability insurance on the house, but I believe this...

We have a tenant who runs a counselling business from home with clients calling in for sessions. When she first rented the house, we insisted on seeing her public liability insurance so that should a client slip or injure themselves, we would not be at risk of being sued. With a lease renewal...