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I wonder how the six figure annual "gift" from the parents is asked for? I wonder now she has an average paying full time job if she will say to her parents "I don't need your money this year, but thank you". I just wonder whether her parents are giving her an allowance or waiting for her to ask...

What sort of parents are happy to just hand that sort of money over to a child who is throwing it around recklessly? How old is this woman? I'd be guessing if the parents are handing it over and she is spending it, perhaps it is too late to teach her anything? It is surprising to me for...