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Are you concerned that not renewing the policy now might help them in their decision to not allow the claim? You've said that what is allowed depends on the alignment of the stars on the day it hits the assessor's desk, and I know you are being tongue in cheek, but I do wonder if they see...

Doesn't public liability cover come with building insurance, not landlord insurance? For years we didn't have landlord insurance, but I'm fairly sure we had public liability insurance as part of the building cover. BrettC could answer this, are you there BrettC?

For many years we couldn't afford landlord insurance so didn't have any apart from public liability that came with the house insurance. For years now, we have paid landlord insurance. I've asked before if we can just insure the building. We've only ever had to make one claim on landlord...

Why not make a police report?