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Went to bed 10.30 and still not done. Went with the advice of our broker and slept like a baby. This morning it is showing interest debited on 30 June. Talk about leaving it to the last minute. There is never a dull end of year with Westpac. Thrills and spills and "what if" right to the finish...

Well... it is now 6.45pm and we have two loans where the interest in advance which was supposed to be taken from our account on the 27th still has not been taken. A third loan was due to be prepaid on 14th and the interest was debited from our account on the 23rd (nine days later than the...