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Rixter or Anyone else in the know Can you still get cash bonds today, considering all the changes that have taken place in the last 12 months with lenders?

Please correct me if l am wrong with this Rixter. When you buy a cash bond you borrow $100,000 you get $20,000 plus interest paid back to you each year for 5 years.You use this money for holding costs or buying more ips. BUT you never pay off the loan of $100,000 so even though your earnings...