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great work. :D:D:) great work and thanks for sharing, gives us all something to thin k about, also keeps the banks a liitle bit honest too i think. will be doing the same this week with cba to see what they can do, have come up with .75 so far.

hi blue card, i rang today and they will give you .75 standard, and then if you request they will send it to head office and see if they can better it, i ahve applied for this, i only have borrowings of just under 600k with wbc. i'll let u know how i go.:):D