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hi rolf, What Im having trouble with in this scheme of things is that if the comm thinks u are having servicing troubles on full doc, how will they fix this problem on lo doc ? not too sure on that one, but this is what they've suggested so far??:rolleyes: will let u know in a few...

hi rolf, the 400 k loc is ppor, but would like to use the 55 k for investment purposes. with regards the xcoll could raise the 20% +costs but am hitting the serviceability wall. cba are asking me to bring in a st george loan to reduce my lvr from 69% down to 45%. and then i'll be o.k...

sorry just hi jacking your question as well, i have ppor on an loc, and have several investment props all standalone, which is the best way to go with regrads to the money in the loc, currently have 400K loc and have 60k left, which i'd like to use for investment purposes, don't want to get it...