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whats an illegal version look like...boom chk:D okay well that why it's good to post here...red flags get raised and plans get honed:)

thanks for the replies Terry, re granny flat interest. Yes I was thinking that they could give me a few hundred k from their house sale to refinance my loan to make repayments lower. I may have misunderstood the rules and maybe you have to have an interest that is "self contained". It is...

Unfortunately getting a divorce and initially the plan was to sell the house and split the proceeds. (no kids involved; amicable separation; all pretty straight forward). I was going to live with the folks in another town for 12 months and get my head straight. However the more prep work I do...