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Really appreciate and value your comments, Jamie and Redom. I've PMed Rolf with some details for his thoughts too. Zargor :)

Hi All I mentioned in a separate post I now have $90k cash which I intend to use as a deposit/deposits on an IP/IPs. The bank I currently use (which rhymes with wet-patch) has stated they will lend me $450k. I haven't lodged any formal loan application yet. I don't want to use the whole...