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Yes the title had to be in both names unfortunately for me to get the loan.

Thats what I thought. :( I was just hoping that there may be some way around it since I have been paying 100% of everything and that the 5% was only on the title for loan purposes. In regards to transferring the name off the title, is this something that I can do or does this have to be done...

Hi all, Last year I purchased a property however at the time I was contracting through an ABN and hence the bank would not provide finance. One way to get around this was to do a 95/5% ownership split with someone else which I did with a family member to secure the property. This was only...