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Thanks for all of the explanations... I've decided to steer clear of this product because of this strange redraw/offset thingy, and also because when I emailed support to ask about it, they didn't explain, just redirected me to the paperwork that I had already said I had read...

That's an interesting observation - I work in a completely unrelated field, and we advertise in magazines, and that is certainly true, the articles etc focus more on the advertisers, which I can see clearly in my field. But it's certainly never something I never thought about in regards to...

They're just one of the ones that I'm looking at. This is the first time I've ever shopped for a home loan, I was only looking at the main ones initially (ANZ, CBA, Westpac etc), but I found a copy of the "Your Mortgage" awards, and they mentioned that the winners of the "Best Home Loan for...

Bringing up an old thread, sorry, but it seemed applicable... Was just wondering if anyone can confirm that Rate Busters "offset" account is indeed an offset account, not a redraw account. Their brochure is a little hard to understand, they refer to it as a "redraw offset account" and...