low income

  1. K

    Budget $330k Western suburbs Melbourne

    Hi all, This is my first post and hoping to get some advice with purchasing my 2nd investment property. My exisiting IP is in Tarneit. I have been approved for 330k, but I don't necessarily want to spend that much. As a single mum within the lower income bracket, I think something with...
  2. S

    Buying without serviceability

    Low doc loans are used by self employed to borrow 60% of property value. Can these loans be used to buy when you have hit serviceability ceiling? Say a couple go from two incomes to one, (thus the income is not sufficient to cover the current loans in the point of view of the bank) can they...