I havent been able to get him on the phone yet. I'm wandering though if he'll say that I should wait and that its too early to buy, too risky. The thing is... I'm ok with going to LVR of 83% I have $30 K buffer I can call upon. I'd only need to cover a bit of a shortfall. I hope he doesnt try to talk me out of it!! I know I can afford it.
Kim, you do what you think is best for you. By all means take on board what your team around you are telling you but at the end of the day no one can tell you what you can or cant do. You know yourself better than anyone else does. If you know you can do it then thats all that matters. Dont let others dictate what you can or cant do.
As all the experienced investors here will tell you - if they settled for all the 'no's they received along their paths over the years they would never be where they are today.
I hope this helps and provides you some food for thought.