You are about $13K - $15K short of deposit for a 90% + LMI lend overall (I have included FHOG of $10K).
So unless you can do this after the default is removed I wouldn't take the risk of entering into a contract at above that LVR level as credit scoring will cruel you.
I don't know of any lenders who have an LMI DUA who don't credit score to some level for high LVR deals. Happy to be corrected.
So unless you can do this after the default is removed I wouldn't take the risk of entering into a contract at above that LVR level as credit scoring will cruel you.
I don't know of any lenders who have an LMI DUA who don't credit score to some level for high LVR deals. Happy to be corrected.