I used mine today at Katies, Target and Coles. It costs no more at these places, and depending on the dollar spend, I decide whether I am prepared to pay another 1 or 1.5 (sometimes 2%) to get double points.
So to claim FF points, do you need to organise anything with the bank before accruing points, or can you exchange them at a later date? I'm sure it must vary between banks?
