Hi All, Sorry to keep banging on about structures but I do believe it's one of the most important aspects to property and likely the biggest most get wrong. So this question is regarding the best structure in the instance you own 1 single IP. This means no PPOR and no Split/LOC facility (we can explore those later). So say I have a single IP, Loan IO, 200k with offset. Would I be correct in saying all pay and rent goes into offset and all interest payments are deducted from offset along with all IP Expenses? If so then I am guessing this is not the absolute best structure because you cannot claim the interest amount on the expenses because it's not borrowed money?