Don't be in a hurry with ANZ
Hi there Frizzle,
It can indeed be liberating to retrieve a title........accomplished same not long ago, it was my Christmas present
as I received it on Christmas Eve.
Don't be in any hurry however when dealing with ANZ. The ineptness and excuses you will come across for the delays (beyond their control) will be entertaining for a while,
then frustrating or even worse if you allow them to get to you
After much hoop jumping prior to releasing the title (and diligent compliance) a (then) assured two or three week process took over two months. Oh and here's the kicker, mortgage discharged (early November as dated by their document) seven weeks prior to me retrieving the title in my hot little hands, yet they did not register the discharge with the lands and titles office. Where was said title for seven weeks??? .........
I was advised that I should leave it with them for this to be arranged.......yeah right
Went in myself and paid the requisite $ 98.00 and now all is good.
You may wish to have a re-val and establish an equity release to duplicate into another IP (using a different lender) or you may wish to be done with them and when you have your title in your hands then mull over you options and future course(s) of action
If it's the latter, do not be in any hurry to receive your title when you pay off the loan
Good luck
** Edit......my release fee was $320 **