Hi Stella.
We have a professional package which is now $395 per year and a free Alttitude card, so no separate fee. I also put everything on the card and pay it off each month, so no interest.
Well I checked with the bank today - they tell me even though we have a professional package, we will still have to pay a yearly fee of $195 to have the Gold Altitude Card?
I am going to call them back tomorrow and ask what the $395 yearly fee for the professional package is really for if I still have to pay for a cc. Apparently we can only have a Gold M/card yearly fee ($90) waived under our package as it depends on what type of mortgage is set up in the package. We have 3 mortgage loans but none of them entitle us to this card free - apparently - bugger.
Guess it will still be worth paying the $195pa though.
Cheers
Stella