Car Refinance

If she is bad with saving then I would not be paying it out to make the interest myself, that could end up with a broken relationship.

People who are bad savers need big bad bogie men to make them pay on time.
 
For $10k even halving the interest rate would save stuff all per week. Tell her to pull her belt in and get it paid off. Once she's finished she should have learnt something. If she hasn't learnt, don't marry her.
 
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