It seems to be a whinge about the Company taking out an insurance policy against you, with them as the beneficiary.
Good luck to them.
As an employer, I am free to protect my interests in my assets - my staff to name one, so if I can insure against their death at work etc, then it is good business sense to do it.
If the relatives wish to do the same, they can go right ahead.
It's all just another example of the victim mentality, the boss versus the poor employee attitude, life's not fair etc.
In fairness to the relatives though, the Companies should be telling them of these policies and arrange for them to receive some of the proceeds.
To me, this should be the standard arrangement for these policies.
But, who's going to pay the relatives half of the premium??
Oh, hang on; we want the benefits, but not the involvement, sacrifice and commitment.
It's the way of the current Western World, yes?