Desktop Valuation...?

[Domma35]

Is a main val when a valuer actually comes to the property, as opposed to a desktop val which is basically answering questions online?

If I did an online val and paid for it myself, does this show up on credit file?

What are the disadvantages of having a val show up on your credit history?

 

[Rolf Latham]

Is a main val when a valuer actually comes to the property, as opposed to a desktop val which is basically answering questions online?

If I did an online val and paid for it myself, does this show up on credit file?

What are the disadvantages of having a val show up on your credit history?

neither of those usually show up on ur CRAA files

Its only an issue where you get lenders where they demand u do an APP first

ta
rolf

 

[Domma35]

neither of those usually show up on ur CRAA files

Its only an issue where you get lenders where they demand u do an APP first

ta
rolf

assuming I did an app first and then a val through a lender and it shows up on my credit file, does this affect my potential lending capacity with alternate lenders?

I'm still not following why it may be a negative thing to have a val show up on your credit file...

 

[Rolf Latham]

I'm still not following why it may be a negative thing to have a val show up on your credit file...

vals dont show up on the file

Loan applications do though, and depending on your deemed risk profile, your credit score could be affected

ta
rolf

 

[Domma35]

vals dont show up on the file

Loan applications do though, and depending on your deemed risk profile, your credit score could be affected

ta
rolf

Thanks Rolf. I'm on the same page now!