Home Loan

Some way you will need equity on the table, weather it be via another security or someone lending you deposit monies or gaurantor.

Id suggest speaking with a property savvy mortgage broker, there are quiet a few here to choose from.

Anothe thing to consider is buying something you can value add, once settled so you can refi, and remove whatever you use as a security back. thus with a two step process get in with 100%.

There are however from what I can see only a couple of non mainstream lenders which lend 95% still.

However I am not a broker so best for one to step in to answer more thoroughly.