We have driven our 2001 Corolla to its end and need a new car imminently. Kids have grown and to fit them all will need a 7 seater. Hoping for under $20k but mor like 25-$30k as we spent so much on repairs that a old car is sometimes a false economy. So ideas please on how to finance it are welcome!! We see so far: 1. car finance at a car yard at 8.5% for seven years not likely!! Plus no use if buying from a private seller. 2. Equity loan from ip 3. Cash but we don't have enough cash plus we want to keep a cash buffer for our property so we do not want to use that on the car. Any other ideas? We don't have much equity coz we only just bought. Bikes???!!!