So am combining incomes with my wife-to-be. It has me thinking of different ways to make it happen.
From your last post about her that I read, I assumed that you guys haven't been dating for all that long? But either way, sometimes when you know, you know. I've known my finance for less than two and a half years as well.
I would love to hear how you structure your finances/living expenses.
It couldn't be easier. We have one account for our PPOR that has most of our cash in an offset account. We both have cards for it (but I'm pretty sure she forgot her pin) and just transfer most of our money from other accounts into it.
She keeps a few hundred bucks of spending money in her old account at any point in time, but if she wants something big, she asks me to buy it.
I'm not allowed to tell her how much debt we have, but she's happy for me to do whatever.
I think the reason it works so well is that neither of us like to spend money, if you had very different spending habits, it could be very hard!