did you insist that the home three doors down be listed as a comparison?
I undertand your frustration... they take what it should be worth, knock say 20% off to cover their back sides and then work furiously to pick yours to bits and justify why your property should come in so low. plus they want payment before they release the report, so you can't hold that over them.
I would love to see a really big legal claim against a valuer for low balling! it seems to easy for them to do it.
I think the biggest problem Craig may have faced is that the banks are valuing on what they regard as a declining market.
Still....it seems ridiculously low. Go figure!
Regards JO