Our firm does insurance reviews incl life, income, TPD, etc. It may sound strange but make sure you consider your existing superfund first - They can offer very cheap policies for death.
I don't do them myself as I'm not licensed. I work alongside Christian who does this. Email me below if you are interested and he can contact you. We don't usually charge a fee if we are paid by the policy....Its not out of your premium its paid by the insurer.
Its often worthwhile including spouse too...No point you being insured to hilt and then an issue means you are single income + raising kids.