Investment Bond vs Company
- Thread starter JIT
- Start date
Better for what ?
Structure
An investment/insurance bond isnt a structure. Its a financial product investment . A long term product. The details for it will be contained in the PDS that the product issues has to provide. Its passive. Read the PDS to determine if its a good investmnet. ie
- Will I get my $$ back
- What will I earn
- Is my capital at risk
- Can I sell / cut it ?
etc...
A disc trust is a structure, not a financial product. It may be the wrong financial outcome for tax purposes. No PDS. You establish the structure and it holds the investments you choose. The trustee runs the trust. I guess you may be a trustee. The income can be distributed to the various beneficiaries to optimise tax outcomes. eg wife etc. If you are single it may be illogical or could be a sound long term strategy.
What are you proposing ? What state ? How will it be funded ? etc
Thought about the company being trustee of the trust rather than the trust owning the company ?? One of these has a cashflow issue different to the other.
An investment/insurance bond isnt a structure. Its a financial product investment . A long term product. The details for it will be contained in the PDS that the product issues has to provide. Its passive. Read the PDS to determine if its a good investmnet. ie
- Will I get my $$ back
- What will I earn
- Is my capital at risk
- Can I sell / cut it ?
etc...
A disc trust is a structure, not a financial product. It may be the wrong financial outcome for tax purposes. No PDS. You establish the structure and it holds the investments you choose. The trustee runs the trust. I guess you may be a trustee. The income can be distributed to the various beneficiaries to optimise tax outcomes. eg wife etc. If you are single it may be illogical or could be a sound long term strategy.
What are you proposing ? What state ? How will it be funded ? etc
Thought about the company being trustee of the trust rather than the trust owning the company ?? One of these has a cashflow issue different to the other.
