Strategies include
Related party loans
- Spouse B boprrowing from Spouse A
- A borrowing from B
- A borrowing from a related party trust
Vendor finance
Installment contracts
Option to purchase
- slowly decreasing strike price
- increasing strike price
- strike price depending on valuation at the time of purchase
- at market rate
- at market rate less a discount
- buy and hold
- buy and hold and sell one property every now and then
Loan strucutre
debt recylcing
Different ownership structures
- sole
- joint
- TIC equal shares
- TIC unequal shares
-JT
- TIC with a company
- TIC with a trustee
- TIC with a SMSF
- Unit trust
- Units owned by SMSF
-Units owned by SMSF and individual separately
- Units owned by Spouse A and Spouse B separately
- Units owned by a DT
- Units owned by a company
- Units owned by a company with the shares owned by a DT
- Discretionary trust
- Life tenancy
- SMSF
- Custodian trustee of SMSF
- Company
- Shares owned by individuals
-shares owned by DT
etc etc
Never ending variations possible - ownership structure combined with loan structure combined with strategy.