Richard and Stuart
You both know there is "policy", then there is retail flexibility, and then it does also matter what day of the week it is : ). The playing field is becoming progressivly more one sided, none more so than CBA service levels on retails vs 3rd party.
CBA 3rd party have never done HDTs or units in the past, retail most gladly. They have only just got their teeth around unit trusts with thud party.
NAB retail did a unit literally friday last week, but it would probably not get through if it wasnt TGIF day : ). Homeside we have found no appetite for HDTs either,
ta
rolf