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There is a new one from Wyong Council dated December 2014 called " Transforming the NSW Central Coast". sorry unble to post but refer to to section on MASTERPLANNING OF NEW INFRASTRUCTURE IN LAKE MUNMORAH..page 20 I think..also 20 k's from L.M. To Warnervale so good distance..very interesting read..
There are houses NOT in a village advertised for under 290k still that are right near the big lake.
I will check it out tomorrow as long as they are under 300k and in reasonable condition.
I've seen very little under 300k that isn't a townhouse or in a retirement or relocatable home village (and there's plenty of those around).
I'd go Lake Macquarie side over Lake Munmorah.
Lake Munmorah is very shallow just like the Tuggerah Lakes system , you will
not see a yacht on either of the two lakes unlike Lake Macquarie.
One thing to be aware of is that when the market stops on the central coast , it stops . Both my parents and some very close friends have been caught out wanting to sell and having to lower their expectations considerably in order to get a sale .
So don't buy there with a plan of trying to sell at the peak . Either buy with the intention of holding loooong term , or once you have made a good return and getting out earlier than later.