Hi,
I have two NRMA landlord insurance policies. This policy includes building and landlord, not contents. I was okay with this because the operator told me that since I wont be living in there, they are not my contents, thus the renter should get his own contents insurance.
The operator said that everything that is bolted down is covered, thus kitchen bench and warddrobes and fittings etc etc. However carpet is not covered. Which I am fine with.
In a conversation with someone, they mentioned thats not the case. So I guess I am confused...does everyone here have contents insurance on their properties? And if so...what does it cover? My thinking was that since most of the contents are the tenants...I shouldnt cover that, thats the renters responcibility.
Can someone clear things up for me?
Regards
I have two NRMA landlord insurance policies. This policy includes building and landlord, not contents. I was okay with this because the operator told me that since I wont be living in there, they are not my contents, thus the renter should get his own contents insurance.
The operator said that everything that is bolted down is covered, thus kitchen bench and warddrobes and fittings etc etc. However carpet is not covered. Which I am fine with.
In a conversation with someone, they mentioned thats not the case. So I guess I am confused...does everyone here have contents insurance on their properties? And if so...what does it cover? My thinking was that since most of the contents are the tenants...I shouldnt cover that, thats the renters responcibility.
Can someone clear things up for me?
Regards