Had a leak in the internal shower pipe which eventually resulted in the concrete wall behind the shower ( the bedroom wall) being damaged, and the wooden floorboards being warped.
I'm the landlord of the strata unit in question. How do I go about claiming insurance here?
From what I can gather, the leak to the pipe is not a common property - so claiming the repainting of wall and floorboard is not covered by the strata's building insurance. My landlord insurance covers content - so should cover the floorboards, but not the wall or the repairs made to the leak. Is that right?
Am i not covered by ANY insurance in these circumstances for the wall? how do others cover themselves? Do you guys take out a separate building insurance on the unit - in addition to that held by the owners corp? Looks like there's a gap in my insurance coverage which I've not thought about.
Appreciate you sharing your thoughts and advise.
I'm the landlord of the strata unit in question. How do I go about claiming insurance here?
From what I can gather, the leak to the pipe is not a common property - so claiming the repainting of wall and floorboard is not covered by the strata's building insurance. My landlord insurance covers content - so should cover the floorboards, but not the wall or the repairs made to the leak. Is that right?
Am i not covered by ANY insurance in these circumstances for the wall? how do others cover themselves? Do you guys take out a separate building insurance on the unit - in addition to that held by the owners corp? Looks like there's a gap in my insurance coverage which I've not thought about.
Appreciate you sharing your thoughts and advise.