Lending for commercial property zoned residential

Am doing some investigation of a property that is zoned residential but is currently office space which is council approved (according to agent but haven't checked yet) with a view to making into apartments in the future.

Would there be any possibility of getting residential lending on something like this?
 
Does the property still contain all the facilities to act as a residential property (ie, kitchen, bathroom, shower, laundry)? If so there shouldn't be issues with gaining resi finance over the property.
 
Thanks for your responses. It's in a desirable residential area so has potential to make money as apartments.

It has toilets and a kitchen but no showers or laundry.
 
Without a shower it probably won't qualify but you could always do a no-val policy to get around it at residential rates.
 
It doesn't matter if the property is zoned residential. If the property has a commercial residence or even a commercial lease - you will have problems. Also front page of the COS may also specify the dwelling type - i.e., factory, office, church, etc. Still policy under resi but it may be classified as specialised security which means lower LVR.

Couple of things to consider?.
 
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