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Ubank currently offers fixed fixed interest rate of 4.18%. Just wonder if you know any credit organisations offer lower fixed fixed interest rate ?
3yrs - 4.14% Advantage. There are some conditions on it though (fixed/variable combination, 80% LVR, more than $200k).
4.09% 3 years fixed with Teachers mutual bank ( You need to be a teacher or working in educational field OR family member is a TMB member/ teacher etc..)
And I thought my fixed rate (from 10 months ago) of 4.49% with them was good. That's a great rate.
How easy is it to get IP loans with them? Mine is a PPOR.
Lowest interest rate I have found is Newcastle Permanent: 4.14%pa for 2 years.
For a limited time they are offering a special discount^ of 0.10% p.a. off our Fixed Rate Home Loan rates if you have more than 20% equity and a minimum home loan of $250,000.
http://www.newcastlepermanent.com.au/Personal/HomeLoans/FixedRateHomeLoan/tabid/94/Default.aspx
Product Features
Fixed loan repayments for your peace of mind
Borrow up to 95% of the property value
No ongoing fees
Can split with other Newcastle Permanent loan