Just need to vent somewhere
Brother bought another toy. This time an Ipad. He and his family are on a low income and keep wasting money on toys all the time. No savings whatsoever!
I worry about him. I am trying not to judge as I myself had some problems for a few months there financially. I'm back on track keeping a constant fortnightly eye tracking my balances and mostly only spending money on my needs not wants because I know I need my buffer for upcoming and unexpected expenses.
I wish brother would grow up financially. I dont know what else they spent their money on whilst on holiday but I did hear they bought there 2 year old another pair of addidas shoes. He already has plenty of those shoes why does he need another pair!?
It gets to me sometimes. He's renting atm. I guess once they get a mortgage they will have to change their ways. I wish they hadn't bought that ipad to dinner the other night because my sister apparantly went on and on about it to mum. I wasn't there when she did though. She is equally upset about them too.
I was talking to my brother in law about myself possibly having to buy a new computer because mine is sooooo so slow now and often turns itself off. Takes forever to load etc etc. He says you can get a decent one at around $800. I wont buy again until this one dies though because it is doing its job albeit slowly. When it dies I will buy again. Same goes with a digital tv. I cant bring myself to buy another tv because my analogue tvs are working perfectly. I need my buffer for more important things. I do though save up every now and then to buy a want. Like when i had my birthday i bought a new ipod shuffle. My old one died. Its not that I'm struggling badly with the amount of savings I just like to make sure i have that SANF. Currently i'm doing a lot better with around $6 K buffer. I have stayed even since July and thats even after paying rates, water bills. I have a huge RCD bill to pay soon. I'll be getting a higher pay soon at work and hopefully I'll win that 2nd casual job.
wow i didn't mean to write so much and the footy is about to start. So i have to go. i can see my brother who is in his early 40's in 30 years time living in a small house still mortgaged to the eyeballs and on a pension still having to work full time in his 70's. I can see myself comfortably retired in 30 years time when I am 70 living in my fully paid off PPOR on an income of $60 K pa (todays money) after expenses.
You know what happens when his washing machine breaks down or some other expense like the car or something. Guess who he goes running to... yep mum and dad arrggh. Stop buying all that crap and build up your emergency buffer so that you can pay for these expenses yourself. Not get your parents to pay for it.
Hoping they can turn the corner like I have done recently.
Brother bought another toy. This time an Ipad. He and his family are on a low income and keep wasting money on toys all the time. No savings whatsoever!
I worry about him. I am trying not to judge as I myself had some problems for a few months there financially. I'm back on track keeping a constant fortnightly eye tracking my balances and mostly only spending money on my needs not wants because I know I need my buffer for upcoming and unexpected expenses.
I wish brother would grow up financially. I dont know what else they spent their money on whilst on holiday but I did hear they bought there 2 year old another pair of addidas shoes. He already has plenty of those shoes why does he need another pair!?
It gets to me sometimes. He's renting atm. I guess once they get a mortgage they will have to change their ways. I wish they hadn't bought that ipad to dinner the other night because my sister apparantly went on and on about it to mum. I wasn't there when she did though. She is equally upset about them too.
I was talking to my brother in law about myself possibly having to buy a new computer because mine is sooooo so slow now and often turns itself off. Takes forever to load etc etc. He says you can get a decent one at around $800. I wont buy again until this one dies though because it is doing its job albeit slowly. When it dies I will buy again. Same goes with a digital tv. I cant bring myself to buy another tv because my analogue tvs are working perfectly. I need my buffer for more important things. I do though save up every now and then to buy a want. Like when i had my birthday i bought a new ipod shuffle. My old one died. Its not that I'm struggling badly with the amount of savings I just like to make sure i have that SANF. Currently i'm doing a lot better with around $6 K buffer. I have stayed even since July and thats even after paying rates, water bills. I have a huge RCD bill to pay soon. I'll be getting a higher pay soon at work and hopefully I'll win that 2nd casual job.
wow i didn't mean to write so much and the footy is about to start. So i have to go. i can see my brother who is in his early 40's in 30 years time living in a small house still mortgaged to the eyeballs and on a pension still having to work full time in his 70's. I can see myself comfortably retired in 30 years time when I am 70 living in my fully paid off PPOR on an income of $60 K pa (todays money) after expenses.
You know what happens when his washing machine breaks down or some other expense like the car or something. Guess who he goes running to... yep mum and dad arrggh. Stop buying all that crap and build up your emergency buffer so that you can pay for these expenses yourself. Not get your parents to pay for it.
Hoping they can turn the corner like I have done recently.
