So at the end of the 5 years, will my loan automatically revert to p&i? If i want to continue on i/o, i could ask the nab, but it will be refused if i am unemployed, i assume?
Or should i just keep my head down if i am still unemployed and just pay the p&i, then ask for i/o again when i get a job?
Or should i just keep my head down if i am still unemployed and just pay the p&i, then ask for i/o again when i get a job?