We are going to owner build a new home and I have always wanted to try polished concrete floors ,but am starting to worry the concrete will be very cold to stand on in winter. Has anyone had experience of living on concrete floors without underfloor heating. Where we are building only has electricity available so cant have my usual fabulous blaring gas ducted heating and partner has had underfloor heating twice (once electric once hot water) and says they arent worth a pinch of the proverbial. Input please