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I heard somewhere that we can per-pay the health insurance premium to get the 30% rebate.
Any problems with do this?
Quite simple to prepay up to December 2013 with Medibank Private - I gave them a call and they are sending me an account for the entire amount. Well, they said they are .
cheers
Quite simple to prepay up to December 2013 with Medibank Private - I gave them a call and they are sending me an account for the entire amount. Well, they said they are .
I was only allowed to pay up to 30 June 2013, and not a day past that date. Curious.
yep - I just pre-paid my family insurance until 31st July 2013 with HCF.
This cost me $3270 today.
If I'd done nothing my premiums for the remainder of this fin year plus next fin year (without the rebate) would have been $4160.
Saving about $890...(with simple maths...)
For those of you who then ask...well what about the cost of utilising funds today vs paying the money off the house and continuing with the fortnightly health insurance payment schedule????
Using an interest rate of 6.50% (rough home loan rate) the $4160 NPV's to about $4015 in todays dollars... still an $745.00 saving....
Go for it...........
TV - I always have this gross income or taxable income question and still don't know. None of the articles never say that clearly.
I take it that it will be taxable income plus reportable benefits as per the payment summary.
I take it that it will be taxable income plus reportable benefits as per the payment summary.
Actual taxable income can be lower after taking out all deductions.