Prepaid interest - not holding my breath!

So, had a big day yesterday.....the Banker started working on it at 6:30am and finished all of the processing by 2:00pm.

Job sorted. Was waaay too stressful getting all of the loans lined up and fired away, like jets on a runway.....leaving that stuff to the last day is not good.

Anyway, we've only got two choices in this game, give it to the Bank or give it to the Taxman. The Bank is way more preferable.

The third choice that everyone wants of keeping it in your pocket simply isn't available. As soon as you get over that the better.

This is the fundamental reason why people say "you should be either in debt or in retirement". There is no sensible tax efficient third option.
 
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