Question about ANZ
- Thread starter ekw
- Start date
Don't know about right now, but when we got our last loan (settled in July) they took 45 days.
A week to 2 weeks depending on a few things
ta
rolf
ta
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ok that's helpful thanks, I guess I might hear something on Friday if I'm lucky as that will be 7 days.
The days I was refering to are working days BTW. They are pretty spot on with that also, Although the quality of some assessments lately have been pretty poor. After a few arguements I have found that desirable outcomes are forthcoming.
I guess now that us MB's are on lower commission schedules they feel we have to work harder for out money. Seems fair I suspose
I guess now that us MB's are on lower commission schedules they feel we have to work harder for out money. Seems fair I suspose
A straight answer would be a good thing from ANZ
A hot tip - dont go through ANZ Mortgage Direct in Melbourne because my experience has turned into 45 days pre-approval and not meeting deadline on settlement on a property after having all required info to him, two days after offer and acceptance signed.
What are you still doing with them you may ask? Promise after promise of delivery and you get to a point of no return.
All I am saying is - if it is pre-approval shop around at the same time. If it is to get approval advice, ring them every day and put it in an email to them.
Good luck - I trust you are luckier than me!!
A hot tip - dont go through ANZ Mortgage Direct in Melbourne because my experience has turned into 45 days pre-approval and not meeting deadline on settlement on a property after having all required info to him, two days after offer and acceptance signed.
What are you still doing with them you may ask? Promise after promise of delivery and you get to a point of no return.
All I am saying is - if it is pre-approval shop around at the same time. If it is to get approval advice, ring them every day and put it in an email to them.
Good luck - I trust you are luckier than me!!
Gosh, it seems a long time. so it will be streching the 14 days allowed in the contract for finance. Maybe I should be asking another bank as well in case they don't go through with the loan?The days I was refering to are working days BTW. They are pretty spot on with that also, Although the quality of some assessments lately have been pretty poor. After a few arguements I have found that desirable outcomes are forthcoming.
I guess now that us MB's are on lower commission schedules they feel we have to work harder for out money. Seems fair I suspose
:d:d:d:d:d:d:d:d:d
10 working days should be plenty if the application is submitted properly and all supporting docs provided. I've has 2 in the post week or so that have come back with ridiculous conditions and have managed to get both sorted within 10 working days.
I thought that ANZ Direct was shuting down....maybe thats your answer
Ahhhhhhhhh
Anz Indirect
I get it
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Anz Indirect
I get it
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Hiya TB
U mean a mono product sales person : )
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U mean a mono product sales person : )
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Horses for coarses I guess. If you know which product you want, going directly to the bank in question can save you thousands in trailing commissions charged by other types of sales people (ie mortgage brokers).
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Jason.
Hiya Jingo
My comment related more to the point of the term " broker". A broker by definition must have more than one funder, otherwise they are a mobile lender, loan writer, mortgage manager etc .
If a potential client lands on my door and asks whats your best rate, I have always immediately referred them off to a net based lender. I cant add value to that sort of product request. Homepath used to be quite useful for this, especially for a ma n pa simple home loan, until CBA realised that it wasnt making them a dollar, AND it was cannibalising their core business.
ta
rolf
My comment related more to the point of the term " broker". A broker by definition must have more than one funder, otherwise they are a mobile lender, loan writer, mortgage manager etc .
If a potential client lands on my door and asks whats your best rate, I have always immediately referred them off to a net based lender. I cant add value to that sort of product request. Homepath used to be quite useful for this, especially for a ma n pa simple home loan, until CBA realised that it wasnt making them a dollar, AND it was cannibalising their core business.
ta
rolf
