No we never had any financial planners as hubby said we are quite able to make/lose money all by ourselves thankyou lol.
We aren't the sort to want to travel much (just try and get hubby on a plane, never going to happen) and we're not snappy dressers or anything fancy, just average joes so living expenses aren't that much.
We might fill the petrol tank on the car (bought secondhand for 8.5k years ago) maybe once a month?
We do like our food to be good quality but at the same time we've never lost that mind-set to buy it when its on special.
Say toothpaste we like is on special, we don't just buy one tube, we'll buy half a dozen of em.
We found its actually cheaper in some aspects like petrol, clothing, having to take hols right in expensive holiday season, to be retired than to be working.
We always wanted pure "passive" investment. Nothing to maintain or self employ ourselves.
We have income from share dividends and usually get some franking credits back at the end of our tax return.
Sometimes we pick shares fanflamingtastic and make a great return. Almost all gets reinvested and we only take a little to live on.
We're not really interested in making millions of dollars in cash. What would we do with it but re-invest it?
Oh where's my manners? Thank you very much for your congratulations and well wishes.
Stay on the investing road be it property/shares or what ever, you are streets ahead of those who spend the lot and have nothing to show later on. Hang in there, its worth it.
We aren't the sort to want to travel much (just try and get hubby on a plane, never going to happen) and we're not snappy dressers or anything fancy, just average joes so living expenses aren't that much.
We might fill the petrol tank on the car (bought secondhand for 8.5k years ago) maybe once a month?
We do like our food to be good quality but at the same time we've never lost that mind-set to buy it when its on special.
Say toothpaste we like is on special, we don't just buy one tube, we'll buy half a dozen of em.
We found its actually cheaper in some aspects like petrol, clothing, having to take hols right in expensive holiday season, to be retired than to be working.
We always wanted pure "passive" investment. Nothing to maintain or self employ ourselves.
We have income from share dividends and usually get some franking credits back at the end of our tax return.
Sometimes we pick shares fanflamingtastic and make a great return. Almost all gets reinvested and we only take a little to live on.
We're not really interested in making millions of dollars in cash. What would we do with it but re-invest it?
Oh where's my manners? Thank you very much for your congratulations and well wishes.
Stay on the investing road be it property/shares or what ever, you are streets ahead of those who spend the lot and have nothing to show later on. Hang in there, its worth it.