Hi All
I am looking for recommendations for car insurers that offer agreed value car insurance.
So far I have Shanons not perfect because ...
My car is Toyota Hilux Ute, 2003, but very low kms of 60,000 so effectively 3 years old in use, and converted to LPG which cost over $3k. Plus roof racks and tool boxes, tow bar etc... a long term investment car for the farm. so business use.
On the market value it is worth only around $5k but the real value with the low kms and LPG is more like $15K hence I want Agreed Value. I accept it will cost more.
FYI I did use Budget Direct last year but they diddled me.
I grilled them on the details and all was good BUT after quoting an agreed value THEN SENT paperwork as market value which I only found when I converted to LPG. Then get this, they wanted another $89 to cover the LPG but no increase in value??? and now they claim "because of the LPG" they cannot offer agreed value. BS all of it. DONT USE BUDGET DIRECT.
So I thought ok we get new insurance when it ends but get this, they automatically renewed me with an increase of 66% above first budget price that won then the quote!!
AND when I get a fresh quote on line it back down at my original price!
REPEAT: DONT USE BUDGET DIRECT.
Suggestions please, not the cheapest, I want the best.
Regards, Peter 14.7
I am looking for recommendations for car insurers that offer agreed value car insurance.
So far I have Shanons not perfect because ...
My car is Toyota Hilux Ute, 2003, but very low kms of 60,000 so effectively 3 years old in use, and converted to LPG which cost over $3k. Plus roof racks and tool boxes, tow bar etc... a long term investment car for the farm. so business use.
On the market value it is worth only around $5k but the real value with the low kms and LPG is more like $15K hence I want Agreed Value. I accept it will cost more.
FYI I did use Budget Direct last year but they diddled me.
I grilled them on the details and all was good BUT after quoting an agreed value THEN SENT paperwork as market value which I only found when I converted to LPG. Then get this, they wanted another $89 to cover the LPG but no increase in value??? and now they claim "because of the LPG" they cannot offer agreed value. BS all of it. DONT USE BUDGET DIRECT.
So I thought ok we get new insurance when it ends but get this, they automatically renewed me with an increase of 66% above first budget price that won then the quote!!
AND when I get a fresh quote on line it back down at my original price!
REPEAT: DONT USE BUDGET DIRECT.
Suggestions please, not the cheapest, I want the best.
Regards, Peter 14.7