I signed the contract in Vic. for H/L package fixed price on Tuesday 6th Oct. they( Agent and Vendor) demanded 10% deposit quick payment (because the "other party" was interested to buy as well and they paid in 500 holding deposit on Sunday 4th and were organizing a finance. I smell a rat in here... After I paid the deposit, agent send me a contract again to initial the change in the contract. Builder name disappears as vendor and is replaced by Jane Smith bla bla bla. (daughter of Builder company manager) I found out today... Her name is on the LOTitle certificate. Instead having one contract for sale of block of land (Jane) and building contract by XXX PTY LTD they are doing it the other way around, and I am very suspicious why? Conveyancer tells me today there is no building permit issued yet and who knows what name is there. I am thinking about cooling--off. well.... will loose 0.2% of purchasing price. Something is not right here. What do you guys think?