The older generation has been doing it for a LONG time--saying how tough it was back in 'our' day. I think kids nowadays have it much tougher than we had it.
The difference is that the older folk can compare yesterday to today from actual experience.
Younger folks can't.
Here's one example of life then and now and I can give you hundreds if you want - and to quantify; I am not rich now;
My son is 12. We have an automatic dishwasher, a front loading washing machine, a dryer, reverse cycle air con throughout house, 50" HD tv's...and so on.
Compare to me at 12 - No dishwasher, washing machine had the two reels to wring out the washing, no clothes dryer, no aircon - just a gas wall heater in one room, black and white tv (small screen - 20" I guess?), renting, one car, one corded phone.
Not exactly Monty Python's Four Yorkshireman...but it actually was tougher for most Mr.Average folks back then.
Not to say life wasn't good - you only know what you know. An eskimo thinks life is good, I'd wager.
If you are talking specifically about the ability to buy a property; it has been done to death here by me and several other old f@rts that it most definitely is not harder.
Any young person can go out into my neighborhood right now and buy a cheap house - but they don't want to live HERE....
I remember getting off the tram at the end of the line at Burwood with my mother - to go and visit her sister.
I was about 6 I think. We walked down a dirt road to get to her house....it was at the end of civilization and cheap to live there; that's why they lived there. Fern Tree Gully was a day-drive in the country.
That is where young folk lived if they wanted to buy a home - out in the new estates where the roads weren't finished...not frickin' Camberwell, or Southbank, or Elwood, etc.