Townhouses with business zoned downstairs - considered commercial or resi?

[jerrybee]

I'm curious what sort of loan would you need to purchase a property like this:

http://www.realestate.com.au/property-townhouse-qld-sunnybank+hills-119960545

It's located at a local shopping centre and it's designed for live-in businesses, and has regular business facilities like shopping centre parking etc outside.

Does this fall inside a grey area or is it clearly either a resi or commercial property when it comes to financing?

 

[Marty McDonald]

Probably residential loan at maximum 60% lvr or maybe 70% lvr on commercial terms.