What interest rate are you paying?

[travelbug]

Hi. I have a portfolio loan with St George at 8.87%

I am going to finance a new property and use some of my LOC for the deposit.
What rates are others getting?

I need to decide whether to go with St George or try someone else.
Can I negotiate a better rate with St George?

Thanks.

 

[pendo]

Just got off the phone with my current MB.

8.79% with CBA and NAB

 

[battle on]

Hi

Same rate as you with ANZ. 8.87%

Cheers

 

[Ajax]

10.43% with RHG, 8.7% fixed for 2 years with RAMS, 8.84% with CBA, 8.89% with Colonial.

 

[Raddles]

8.68% Homepath, 6.69% fixed for a further year with Bendigo Bank/Homelend

 

[citystar]

8.87% Variable Interest Rate via ANZ Bank

 

[GreenTreeFrog]

8.62% variable with ANZ

 

[traveller]

8.56% CBA, 8.61% for Viridian.

 

[Nth Brisbanite]

10.37% with Macquarie. Can't wait to get out.

 

[Qlds007]

lol North Bris........The Mac Bank Personal loans are almost cheaper than your mortgage rate.

 

[MiQu]

Mac Bank

mac bank 9.17% variable ... not happy, but heavy penalties for lmi recovery fee within 3 years of settlement ...

 

[Nth Brisbanite]

lol North Bris........The Mac Bank Personal loans are almost cheaper than your mortgage rate.

Mac Bank's rates are so annoying. Out of curiosity, what are Mac Bank's personal loan rates?

 

[battle on]

8.62% variable with ANZ

Ba@#ard$!!! I will be calling them tomorrow and asking why a Green Tree Frog in Sydney is getting a better rate than me.


Cheers

 

[Spectre]

macq folded on personal loans too.

rate would be in a deep abyss of things... they arent even google-able.

Noting rates are influential... funny about 12 months ago people would say, its not the rate its the product and what it allows me to do, be in the market.

And 12 months ago fixed rates were circa 7.30-7.50(?maybe?) on a fixed w/100% offset at ad bank. Same rate today @9.29.

 

[GreenTreeFrog]

Ba@#ard$!!! I will be calling them tomorrow and asking why a Green Tree Frog in Sydney is getting a better rate than me.

And I am going to ring them and ask them to match travellers CBA rate of 8.56%!

Good luck!

 

[Monaro]

6.59% fixed till November 2008, and 6.36% fixed till February 2009. Both with the Australia Central Credit Union.

Not looking forward to the increase in repayments

 

[Medine]

Hi Lynee,

RAMS are doing 8.65% without a big volume. They might be worth looking at if its not a big loan.

Cheers, Medine

 

[oracle]

8.19% fixed till Nov '10 with ING.

Cheers,
Oracle.

 

[Howdy Doody]

Variable rates for PPOR & IP 8.67% and LOC 8.77% with ANZ

 

[josko]

10.37% with Macquarie. Can't wait to get out.

Just jumped out of the fire and into the frying pan of RAMS! My Mac was up to 10.57%! My new Rams was 9.5ish% on the contract but who knows now. Only settled 2 days ago.

PPOR - Bank West - Fixed 8.49%
NAB - 8.69%
Pepper - 9.89% (not bad for pepper)
RHG RAMS - 10.36%
Mobius - 11.45%


the list goes on . . . as you can tell. . .

I'm NOT laughing all the way to the bank!