I've lost my way for a number of years and was hopeful of some help getting back on track.
We have no residential property at present including no PPOR, and one commercial property with an LVR of 40-45% (no recent valuation) and a net return of approx $35kpa. 5 year term finishes feb 2009. Yield is in th 8% range. This is held in a trust.
Have a few hundred in cash, and a hundred or so in shares.........and I'm early 40s married with kids! Looking down the barrel of a late retirement.
We are currently overseas and expect to be for the next 4-5 years. Disposable income from salary approx. $110k.
Need to get back to residential property, with the intent to return to Australia and continue in this vain. Will most likely require a PPOR then, but not absolutely necessary.
From past experience, when back in OZ, should be looking at disposable income of 70k.
Any pointers on structuring investment to suit the next 4-5 years and beyond?
We have no residential property at present including no PPOR, and one commercial property with an LVR of 40-45% (no recent valuation) and a net return of approx $35kpa. 5 year term finishes feb 2009. Yield is in th 8% range. This is held in a trust.
Have a few hundred in cash, and a hundred or so in shares.........and I'm early 40s married with kids! Looking down the barrel of a late retirement.
We are currently overseas and expect to be for the next 4-5 years. Disposable income from salary approx. $110k.
Need to get back to residential property, with the intent to return to Australia and continue in this vain. Will most likely require a PPOR then, but not absolutely necessary.
From past experience, when back in OZ, should be looking at disposable income of 70k.
Any pointers on structuring investment to suit the next 4-5 years and beyond?
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