Who is responsible for damages of falling tree which is leaning over my property line

[Moyston]

I,m still waiting for the letter from the insurance companies so I can work it out myself,but how many people are going to ask the sub-contractor for his insurance policy number and then ring up and find out if they are covered before they step inside the property,from my experience it can go champagne to #### real quick,and the long range forecasts are for cyclones in Jan..imho..

being a building assessor for an insurance company ..basically, thats your fault if you dont do the work to find out.

heres a fact. if a neighbor cuts down tree and lands on yr property, your covered. If you cut down a tree and lands on yr property yr not...quite simple.

and if you know a tree is rotten and its obvious you know and then you do nothing about it and it blows over and falls on yr property...dont cry when they say your not covered as you knew about it.