Ok stupid me lost a necklace that costed $10K. We have cover for it under 'specified items' in our contents insurance and am also covered for accidental loss/damage anywhere in Australia so that part is all good.
If we make a claim on it will it mean its harder to get insurance next time round through someone else? Or does it mean our insurance premium will really skyrocket because of it?
Am trying to figure out whether worth claiming or not then? Can't justify going out and buying a new necklace to replace it because thats why we took out the insurance on it years ago in case something like this happens...but then on other hand don't wanna be finding it hard to get insurance next time??
Anyone made a claim of this value and found it not a problem for future claims/insurance etc?
Any stories would be much appreciated?
If we make a claim on it will it mean its harder to get insurance next time round through someone else? Or does it mean our insurance premium will really skyrocket because of it?
Am trying to figure out whether worth claiming or not then? Can't justify going out and buying a new necklace to replace it because thats why we took out the insurance on it years ago in case something like this happens...but then on other hand don't wanna be finding it hard to get insurance next time??
Anyone made a claim of this value and found it not a problem for future claims/insurance etc?
Any stories would be much appreciated?