Your combined investment property LVR.

Your combined investment property LVR.

  • Under 5%

    Votes: 6 4.6%
  • 5 - 10%

    Votes: 3 2.3%
  • 11 - 15%

    Votes: 1 0.8%
  • 16 - 20%

    Votes: 2 1.5%
  • 21 - 25%

    Votes: 2 1.5%
  • 26 - 30%

    Votes: 3 2.3%
  • 31 - 35%

    Votes: 2 1.5%
  • 36 - 40%

    Votes: 0 0.0%
  • 41 - 45%

    Votes: 5 3.8%
  • 46 - 50%

    Votes: 2 1.5%
  • 51 - 55%

    Votes: 6 4.6%
  • 56 - 60%

    Votes: 5 3.8%
  • 61 - 65%

    Votes: 8 6.2%
  • 66 - 70%

    Votes: 5 3.8%
  • 71 - 75%

    Votes: 8 6.2%
  • 76 - 80%

    Votes: 28 21.5%
  • 81 - 85%

    Votes: 19 14.6%
  • 86 - 90%

    Votes: 10 7.7%
  • 91 - 95%

    Votes: 9 6.9%
  • Over 95%

    Votes: 6 4.6%

  • Total voters
    130
  • Poll closed .
Hi Richard.
How do we account for the LOC if it is against a previously unencumbered PPOR?

Without it, we are cruising'. If I include it, well we are no better off than we were four years ago after forking out enough holding costs to travel around the world for several months.
 
Hi Richard.
How do we account for the LOC if it is against a previously unencumbered PPOR?

Without it, we are cruising'. If I include it, well we are no better off than we were four years ago after forking out enough holding costs to travel around the world for several months.

If the money is being used for investments, it'd be investment debt regardless of security. And only the drawn amount would add to your debt.. yeah?
 
nice to see that most people are not streched to far. No ips yet but for what its worth im at 16 - 20% which makes sleeping very easy. Im sure thats gonna jump up to close to 80% in a few years for me.
 
nice to see that most people are not streched to far. No ips yet but for what its worth im at 16 - 20% which makes sleeping very easy. Im sure thats gonna jump up to close to 80% in a few years for me.

Define 'stretched too far' ? That might be different for different people, even at the same LVR.
 
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